CFXN - Pioneering Borderless Banking
We're not just a neobank. We're the bridge between your crypto world and the real one.
At CFXN, we empower privacy-focused individuals and businesses to move money freely-without borders, without banks holding you back. Founded in the heart of Wyoming’s blockchain frontier, we’re building a future where fiat and crypto coexist seamlessly, giving you control, speed, and security you’ve always deserved.
Our Story: From Wyoming's Frontier to Global Freedom
In 2023, as U.S. stablecoin legislation took shape with Wyoming’s groundbreaking Frontier Stable Token (FRNT)-the first state-issued, fiat-backed digital asset-we saw the opportunity. Traditional banks were too slow for digital nomads wiring earnings from Bali gigs, too expensive for small business owners accepting BTC payments, and too invasive for crypto holders guarding their privacy. Inspired by Wyoming’s Special Purpose Depository Institutions (SPDIs) like Kraken Bank and Avanti, we founded CFXN Financial Group, LLC, to create a compliant, crypto-native alternative.
Today, CFXN NetWork is your all-in-one financial platform: hold USD alongside ETH, spend via debit card globally, and earn yields without the red tape. We’re Wyoming-registered for unmatched regulatory clarity-no state income tax, full-reserve custody, and pioneering digital asset laws that protect your funds like never before.
Our Mission - Freedom Without Friction
To democratize global finance so anyone-nomad, creator, or entrepreneur-can bank privately, instantly, and without intermediaries.
We solve the “crypto-fiat gap”:
Privacy-Minded Users
Self-custody wallets with zero-knowledge proofs, inspired by innovators like Ripple's protocol engineers.
Gig Workers & Nomads
Instant cross-border payouts (minutes, not days) via stablecoins like USDC, cutting 6-12% fees to zero.
Small Businesses
Accept crypto, convert to fiat seamlessly—think Revolut meets Kraken, but with Wyoming's trustless edge.
Online Earners
Earn 15% APY on holdings through DeFi-Treasury hybrids, safely backed by U.S. regulations.
Note: We’re not chasing hype. We’re delivering the neobank 2.0: compliant, scalable, and truly borderless.
Our Goals - Building for Tomorrow, Today
We measure success not by valuations, but by empowerment. Here’s our roadmap:
| Phase | Timeline | Key Milestones |
|---|---|---|
| Early Access | Now – Q4 2025 | 10,000 Founding Members; 1:1 CFXNT matching; Zero-fee beta testing |
| Launch | Fall 2025 | Full platform rollout: Crypto-fiat exchange, debit cards, global IBAN |
| Expansion | 2026 | DeFi staking (15% APY); Partnerships with 50+ nomad platforms; MiCA/EU compliance |
| Vision | 2027+ | 1M users; Wyoming SPDI charter; “Privacy as Default” for all U.S. crypto banking |
Our Team
Proven Builders from Crypto's Frontlines
We’re a tight-knit crew of ex-Binance, Coinbase, and a16z alumni, blending Wyoming’s regulatory savvy with global fintech grit. Meet the founders shaping your financial freedom:
Inspired by trailblazers like Kraken Bank’s founders and N26’s Valentin Stalf, our team has shipped products for millions. We’re remote-first, with a hub in Cheyenne-because the future of finance starts where innovation meets law.